When you're involved in an accident and a third person is at fault, you can usually claim for Accident Compensation. However, claiming compensation isn't really that easy and you need some basic legal knowledge to go about this.
- The first thing you need to do is ascertain who's responsible. Be sure that the accident happened because of a third party's negligence.
- Second, you need to have some sort of certification about your injuries. Immediately consult a doctor and document your injuries either through photographs or a doctor's certification.
- Next, you need to file a police report about the incident. Go to you nearest police station and report it and obtain a copy of that report as evidence.
- You also need other evidence as well like pictures of the accident site or some witnesses who can attest to your accident.
- Keep receipts of anything you might have spent because of the accident like medical bills, cost of repairs of damage property, etc. If you've missed work, you also need to take that into consideration in determining your actual damages sustained. This will be a good time to consult a lawyer and ask them about how much damages you can recover because of the pain and suffering the accident has caused you.
- Write a demand letter to your insurance company and the person responsible. If they don't want to settle, consult your lawyer about taking them to court.
Be very cautious though. Filing personal injury claims can be tricky. Be sure that the amount of damages you're claiming are not unrealistic and that you're not just filing to unjustly enrich yourself.
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