GAMES AND GADGETS

So, as you may know, I'm a gadget addict. I just can't seem to get enough of the latest in innovation and being a gadget fanatic would take a toll on anyone's paycheck. So what's a girl like me to do? That's when my shopping instincts come in...I hunt for the best bargain and use all my resources to my advantage.

Most of my gadgets are not yet fully paid. I always make use of financing offered by retail stores. Now the following techniques I'm about to impart requires that you have two credit cards from different credit card providers and one should be be from balance transfer credit cards provider.

If for example, I have my eyes set on a Macbook Air which costs around $1,799 at the Apple Store. Now if you opt for Apple's financing scheme, they say you can pay as low as $43 per month but if you read the fine print and do your computation, the total price you have to say is more than $1,799. So what I do is scour the internet for a cheaper price. Now I happen to find Macbook Air that costs $1,629. Now if I charge it directly to one of my credit cards then balance transfer it to my credit card with low APR (0% if you happen to be a new customer), then you will be paying the same price but you spread it over a year. You can now make better use of the money you have and put to mortgage payments, house improvements, or just save it in the bank, then the money you would have spent on a one time purchase would now be earning interest.

See? Credit cards can't be that bad. You just have to know how to make use of their full potential. So tech addicts, let the shopping begin.